Fee Only Advice

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Shortly after he founded FMA Advisory, Inc., Peter LaBella realized that there were too many conflicts of interest in the wealth advisory business: excessive fees, hidden incentives and kick-backs to advisors from mutual fund companies (and other entities), all of which were designed to influence the investment recommendations he made to his clients. So he opted out – in 1982 – and he’s never looked back. Peter made the deliberate decision to forgo significant revenue to be truly independent, to run a business wherein the advice he gave his clients was pure, and to elevate his practice to the highest (fiduciary) standard.

Peter believed that central Pennsylvania needed an investment firm that would treat clients the way he himself would want to be treated: honestly, transparently, and in a relationship built on trust and confidence. As an independent, fee-only, registered investment advisory (RIA), FMA Advisory, Inc. provides comprehensive wealth management that is free of conflicts. There are no commissions, financial hooks or incentives, no surrender charges or lockup periods. Clients are free to leave at any time if they are disappointed for any reason.

“FEE ONLY” vs. “FEE BASED” Advisory Services

Although the difference in terminology is slight, there is a tremendous difference between a “fee only” financial advisor like FMA and a “fee based” financial advisor. Fee based advisors begin with their asset based fees, and are allowed to add product commissions on top. If you’re working with a fee based advisor, there’s a strong likelihood they are receiving (depending on the products they recommended to you) commissions, soft dollars and/or referral fees from the mutual fund company, insurance company or brokerage firm for whom they work. Fee based advisors are not bound by fiduciary duty, and they are not required by law to make recommendations that are in your best interest.

At FMA Advisory, Inc., we are proud of our compensation structure. Educated investors are our best clients, because they appreciate the vital importance of paying ONLY our fee. They know that commissions, contingent deferred sales charges, referral fees, soft dollars and high expense ratios all detract from the investment returns they could otherwise enjoy. They recognize that such incentives could taint the advice they receive.

Clients appreciate how the transparency of a FEE ONLY arrangement is the strongest foundation upon which to build the trust which is vital to a long term relationship.

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With a reputation for Straight Talk and strategic financial guidance, our team helps our clients build wealth and control their financial futures.

FMA Advisory, Inc. is a Top-Rated Financial Advisory Firm in Harrisburg, PA.

Contact Us

Address:
1631 North Front Street
Harrisburg, PA 17102


Phone:
Office: (717) 232-8850
Fax: (717) 232-7737

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